Property Investment Abbreviations

From Property Talk Community Wiki

Property Investment Abbreviations

(see also Abbreviations Common To Letting Property)

As with all businesses, property investment has its own jargon and abbreviations. Here are some:

A

B
B&H = Buy and Hold
BBO = Buyer Budget Over
BEO = Buyer Enquiry Over
BRM = Bedroom / Bedrooms

C
CV = Capital Value (land value plus value of buildings and improvements)
CF+ = Cash flow positive (earns more than it costs)
CF- = Cash flow negative (costs more than it earns)
CGT = Cash capital gains tax
CoT = Certificate of Title

D
DBH = Department of Building and Housing. (A free DBH e-mail newsletter for Property Managers & Investors is available here.[1])
DER = Debt to Equity ratio
DIY = Do It Yourself (sometimes D-I-Y)

E

F
FTT = Fixed Term Tenancy

G
GST = Goods & Services Tax
GV = Government Valuation (now RV or Rateable Valuation)

H

I
IP = Investment Property
IRD = Inland Revenue Department (New Zealand)

J

K

L
LAQC = Loss Attributing Qualifing Company
LL = Landlord or Landlady
LMI = Loan Mortgage Insurance
LO = Lease Option
LV = Land Value
LVR = Loan to Value Ratio

M
MB = Mortgage Broker

N

O
OSP = Off Street Parking
OYO = Own Your Own

P
PI = Property Investor
PLA = Property Law Act
PPOR = Principle Place of Residence (The property you currently reside in)
PM = Property Manager
PT = Periodic Tenancy
PT = PropertyTalk.com

Q

R
REA = Real Estate Agent
ROI = Return on Investment
RTA = Residential Tenancies Act
RV = Rateable Value

S
SHS = Summerhill Stone (A brick cladding commonly used in the 1960's and early 1970's. It is a generally well regarded permanent material, whether it has been left in its original condition or later painted to give a more modern look.)
SLO = Sandwich Lease Option

T
TS = Tenancy Services
TT = Tenancy Tribunal

U
UV = Unimproved Value

V

W

X

Y

Z

--Perry 19:34, 23 July 2008 (NZST)